Loans

Quick, Easy Loans When You Need Them

Apply for micro-loans in minutes — no paperwork, no bank visits, funds sent straight to your wallet.

Personal Loan

Up to Le 50,000

Flexible loans for personal needs up to Le 50,000.

Salary Advance

Up to 50% salary

Get up to 50% of your monthly salary in advance.

Business Loan

Up to Le 200,000

Working capital for registered businesses and traders.

Emergency Loan

Up to Le 10,000

Fast approval for urgent medical or family needs.

How to Apply

01

Register

Create and verify your WazzoPay account with NIN/ID.

02

Check Eligibility

We assess your transaction history and credit profile.

03

Apply

Choose loan type, amount, and repayment period in the app.

04

Get Funds

Approved loans are disbursed instantly to your wallet.

Eligibility Criteria

  • Sierra Leone resident aged 18 or above
  • Verified WazzoPay account with completed KYC
  • Minimum 3 months active transaction history
  • No outstanding defaulted loans on the platform
  • Valid National ID or NIN on file

Loan Calculator

Estimate your monthly repayment (illustrative only).

Le 5,000
Le 500Le 50,000
6 months
1 month12 months

Monthly Payment

Le 958

Total Repayment

Le 5,748

Ready to Apply?

Create your account and check your eligibility in under 5 minutes.

Apply Now