Mobile Wallet
Store, manage, and access your money securely on your phone.
Sierra Leone's #1 Digital Wallet
Your Digital Bank — Anytime, Anywhere
Send and receive money instantly, pay utility bills, get insurance coverage, and access quick loans — all from one secure mobile wallet built for Sierra Leone.
500K+
Active Users
Le 2B+
Transactions
16
Districts
Money Sent ✓
Le 1,000
Bill Paid ✓
EDSA
For Growing Businesses
Run payroll, bulk payments & more with WazzoPay
Powerful business tools for Sierra Leonean enterprises — wallets, reports, API access, and financing in one place.
Explore moreOur Services
Everything You Need in One App
From everyday payments to insurance and loans — WazzoPay brings full financial services to your pocket.
Send & Receive Money
Transfer funds instantly to anyone, anywhere in Sierra Leone.
Merchant / P2P Payments
Pay shops, vendors, and friends with a simple QR scan or tap.
Utility Bill Payments
Pay EDSA, water, internet, and TV bills in seconds.
Insurance Products
Affordable health, device, and life insurance at your fingertips.
Loans & Financing
Quick micro-loans and flexible repayment plans when you need them.
Agent Network
Cash-in and cash-out at 1,000+ agents across all 16 districts.
24/7 Customer Support
Get help anytime via chat, phone, or in-app support.
How It Works
Get Started in 4 Easy Steps
Join hundreds of thousands of Sierra Leoneans already using WazzoPay every day.
01
Download App
Get WazzoPay free from the App Store or Google Play.
02
Register with NIN/ID
Verify your identity securely using your National ID or NIN.
03
Fund Wallet
Add money via bank transfer, agent, or mobile money.
04
Start Transacting
Send money, pay bills, buy insurance, and apply for loans.
Why WazzoPay
Trusted by Sierra Leone, Built for You
We're more than a wallet — we're your partner in everyday financial freedom.
Bank-Grade Security
256-bit encryption, biometric login, and real-time fraud monitoring keep your money safe.
Regulated by Bank of Sierra Leone
Fully licensed and compliant with national financial regulations and standards.
Instant Transfers
Send and receive money in seconds — no delays, no hidden fees on person-to-person transfers.
Wide Agent Network
Over 1,000 agents across all 16 districts for easy cash-in and cash-out near you.
0+
Active Users
0+
Agent Locations
0/7
Customer Support
Download WazzoPay Today
Join over 500,000 users managing their money smarter. Free to download, ready in minutes.
Scan to Download
Partners
Trusted By Leading Organizations
Working with banks, telcos, and institutions across Sierra Leone.
Scan & Pay
Scan & Pay at any Store or Business using WazzoPay QR
Make easy cashless payments by scanning QR codes with your WazzoPay App anytime & anywhere.
Download the AppWazzoPay
Accepted Here
Scan & Pay
Scan any QR Code
What we stand for
Six values. No exceptions.
These are not just words for us. They are a promise we make to every person and business that trusts WazzoPay with their money.
Compassion
Every decision starts with the customer. We build for the person who has never held a bank account, or the one left behind by traditional finance.
Transparency
No hidden fees. No fine print. You see the price before you pay — and in the end, that price does not change.
100% fair
Born in Sierra Leone. Built for Africa. We keep our model honest so more value stays where it creates jobs and opportunity at home.
Regulatory integrity
Bank of Sierra Leone licensed. KYC/AML compliant. Segregated customer funds. We do not cut corners on compliance.
Access for all
If you can buy airtime, you can bank with WazzoPay. That is the bar we set — can the poorest household afford it?
Impact matters
We measure success by people included, businesses grown, and communities strengthened across Sierra Leone.
Access the world's fastest payment routes
Make payments in over 70 currencies using local or international routes. Access wholesale FX rates and eliminate hidden fees on international business transactions.
Access local and international routes
Make seamless global payments via ACH, FPS, SEPA, EFT, NPP, and full access to the SWIFT network.
Pay out in 70+ global currencies
Access payments in the currencies most important to your business across 170+ countries.
Save on international payment fees
Avoid hidden fees and high rate markups on international payments.
USD
EUR
GBP
SLE
NGN
GHS
INR
CAD
AUD
CNY
Built for your trust
Your funds are always safeguarded
We keep your funds segregated from our own and place them with reputable banking partners — giving you the confidence that your money is always protected.
We're licensed and regulated
We operate under licenses and regulatory approvals from the Bank of Sierra Leone, meeting strict standards wherever you do business. See our full regulatory details here.
Bank-level security protects your account
We've built our infrastructure to meet financial-institution security standards and advanced threat protection — so you can focus on growing your business. View our Trust centre.
Testimonials
What Our Users Are Saying
Real stories from people across Sierra Leone who trust WazzoPay every day.
“WazzoPay changed how I run my shop. Customers pay with QR codes and I get the money instantly. No more chasing cash!”
AK
Aminata Koroma
Small Business Owner, Freetown
FAQ
Frequently Asked Questions
Everything you need to know about getting started with WazzoPay.
WazzoPay is a digital wallet and mobile banking app for Sierra Leone. Download the app, register with your NIN or national ID, fund your wallet via bank transfer or agent, and start sending money, paying bills, buying insurance, or applying for loans — all from your phone.